Finance, explained the way we would explain it to a friend.
Five short guides covering the questions people are slightly embarrassed to ask. No sales pitch, no forms to fill in first.
Covering London, Birmingham, Manchester and beyond — in person, by phone or over video.
The guides
Roughly in the order most people need them.
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Guide 1
How does business finance work?
What a lender is really deciding, the main types of funding, and how the money gets from an application to your account.
Read the guide -
Guide 2
What documents do I need?
A checklist for companies, directors and landlords, and the reason a lender asks for each item.
Read the guide -
Guide 3
How to prepare for a finance application
What to tidy up in the two weeks before you apply — and the mistakes that cost people the best rates.
Read the guide -
Guide 4
Understanding interest rates
Fixed, variable, flat and APR. Which number to compare, and how the same rate can mean different money.
Read the guide -
Guide 5
Tips for managing business finances
Practical habits that keep a business fundable: forecasting, credit control and knowing your numbers.
Read the guide
An informed client is easier to help
Most bad finance decisions are not made by reckless people. They are made by busy people who were handed a document full of terms nobody explained, and who did not want to look uninformed by asking.
These guides are our answer to that. Read them, use them to interrogate whoever you end up borrowing from — including us — and you will make a better decision either way.
The question that saves people the most money is the plainest one: what will this cost me in total, and what happens if things change?
Still not sure which option fits?
Send us the question. We answer plainly, whether or not it turns into business for us.
Or email info@nemekfinance.co.uk · Call 07483 159369
No obligation, no credit check to talk, and a straight answer if finance is not the right move.