About us

We started Nemek Finance because finance should not need translating.

Too many people sign agreements they do not fully understand. We built a brokerage around the opposite idea: explain everything, recommend only what fits, and stay reachable afterwards.

Covering London, Birmingham, Manchester and beyond — in person, by phone or over video.

Two people reviewing documents and a laptop across a meeting table
Our mission

Making finance simple, transparent and accessible

For businesses, landlords and developers alike.

Our mission is to provide reliable financial solutions built around our clients’ needs — helping people make confident decisions and reach their financial goals. It is built on trust, honesty and long-term relationships rather than one-off sales.

In practice that means we would rather lose a deal than place you in the wrong one. A client who understands what they signed comes back in three years. A client who does not, does not.

Our vision

To become a trusted and respected name in financial services

We want to be known for putting people first and making finance easier to understand — building a future where businesses and investors have access to clear, reliable and practical financial solutions.

Over time, we want Nemek Finance to be recognised for trust, professionalism, transparency and genuine customer care. Those are not decorations on a wall; they are the things clients notice when something goes wrong and someone still picks up the phone.

Trust
We say what we can do, and we do what we say.
Transparency
Costs, timescales and trade-offs, explained upfront.
Integrity
If finance is the wrong answer, we will tell you.
Professionalism
Prepared, punctual and responsive at every stage.
Customer focus
Your circumstances shape the options, not the other way round.
Commitment
We stay in touch long after the money lands.
What sets us apart

Six promises, and what each one actually means

  • Finance made simple

    No unnecessary jargon. Where a technical term is unavoidable, it comes with an explanation attached — including on this website.

  • Personal service

    We take the time to understand your circumstances, needs and goals before we talk about products.

  • Honest and transparent advice

    Clear and upfront from the beginning: what it costs, what it requires of you, and where the risks sit.

  • Solutions built around you

    No one-size-fits-all. Two businesses with identical turnover can need completely different funding.

  • Trusted long-term relationships

    Our support continues as your needs change — a review before you refinance costs you nothing.

  • Professional and reliable

    Responsive, dependable service from the first conversation through to completion, and after it.

The people

You will always know who you are dealing with

Nemek Finance is deliberately small. You get one point of contact who knows your file, remembers the conversation you had last month, and picks up when you ring — not a call centre and a reference number.

That is the part of this business we are least willing to grow out of. Larger brokerages pass you between a salesperson, a case handler and an administrator, and something is lost at every handover. Here, the person who explains your options is the person who sees them through.

If we cannot explain it to you clearly, you should not be signing it.

The principle the firm was set up on

What that means in practice

  • The same person from the first call to completion
  • A direct mobile number and WhatsApp, not a general enquiries queue
  • A reply to every message within one working day
  • A straight answer when the answer is no
  • A check-in before your rate ends or your agreement matures
Meet the team

The people you will be dealing with

A small team, and you will know all of us by name.

  • Varinder Singh, undefined

    Varinder Singh

  • Manu Singh, undefined

    Manu Singh

  • Nafisa, undefined

    Nafisa

Our name

Nemek Finance, and the company behind it

Nemek Finance is the trading name we use with clients. The legal entity behind it is Nemek Real Estate Ltd, registered in England and Wales.

We would rather explain that upfront than have you discover it on a document later. The full detail — company registration, how your data is handled, and how to raise a complaint — sits on our Trust & compliance page.

Two colleagues working through paperwork at a desk beside tall studio windows
Everything in writing, and nothing you have not seen first.
Next step

Start with a conversation, not an application.

Fifteen minutes on the phone usually tells us both whether we can help.

Or email info@nemekfinance.co.uk · Call 07483 159369

No obligation, no credit check to talk, and a straight answer if finance is not the right move.